Terms & Conditions

Last updated: August 25, 2026

1. Acceptance of Terms

These Terms & Conditions ("Terms") form an agreement between you and Splik ("we", "us") governing your use of the Splik mobile application (the "App"). If you do not agree to these Terms, please do not use the App.

2. Description of Service

Splik is an expense-tracking and bill-splitting tool. It helps you record who paid for a shared expense and calculates how much each person owes. Splik does not process, hold, transmit, or have custody of money in any form. It is not a payment service, a wallet, or a financial institution, and any actual transfer of funds between users happens entirely outside the app, by whatever means those users choose.

3. Eligibility & Accounts

• You must be at least 13 years old to use Splik.
• You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account.
• You agree to provide accurate information (such as your name and phone number) when creating an account.

4. Acceptable Use

You agree not to:

• Use the App for any unlawful purpose, including fraud or misrepresenting who owes what.
• Attempt to access another user's account or data without authorization.
• Reverse-engineer, decompile, or interfere with the App's normal operation.
• Upload content (including receipt photos) that is illegal, abusive, or infringes someone else's rights.

5. User Content

You retain ownership of any content you add to the App, such as receipt photos and expense descriptions. By uploading content, you grant Splik a limited license to store and display that content back to you and to the specific people you've shared the relevant expense or group with, solely for the purpose of operating the App.

6. No Financial Liability

Because Splik never processes payments, we are not responsible for disputes over whether money was actually paid or received between users. Splik's role is limited to accurately reflecting the information you and your group members enter. Any disagreement about an actual payment is between the users involved.

7. Third-Party Services

Splik relies on third-party infrastructure, including Firebase (Google), for data storage, authentication, and notifications. Your use of the App is also subject to the applicable terms of those providers where relevant.

8. Termination

You may stop using Splik and request deletion of your account at any time by contacting us. We may suspend or terminate access to the App for any user who violates these Terms.

9. Disclaimer of Warranties

The App is provided "as is" and "as available," without warranties of any kind, express or implied. We do not guarantee that the App will be uninterrupted, error-free, or that calculations will always be free of bugs — always double-check significant balances before settling large amounts.

10. Limitation of Liability

To the maximum extent permitted by law, Splik and its developers shall not be liable for any indirect, incidental, or consequential damages, including loss of money settled outside the App, arising from your use of the App.

11. Governing Law

These Terms are governed by the laws of India, without regard to conflict-of-law principles.

12. Changes to These Terms

We may update these Terms from time to time. Continued use of the App after changes take effect constitutes acceptance of the revised Terms.

13. Contact Us

Questions about these Terms? Email us at sahanawaz68@gmail.com.