A trip, a flat, a dinner out — someone always ends up chasing three people for ₹230. Splik exists to make that part disappear.
Splik doesn't try to be a bank, a wallet, or a payments app. It's the layer that sits before any of that: it remembers who paid, works out who owes what, and keeps everyone honest — so the actual settling up can happen however you like, in cash or on whatever payment app you already use.
Your friend list, your balances, your history — visible only to you and the specific people you share an expense with. Nothing is public, nothing is sold.
Add an expense, pick who's in, done. If a feature needs a tutorial to use, it probably doesn't belong in Splik.
Splik never touches your money. It only ever tells you the truth about who owes who — the settling up is always between you and your friend.