Free to start. Go paid solo, or split one subscription across a whole trip — same features either way.
One account, unlimited everything, billed monthly or annually.
One payer covers everyone — min. 3 people, min. 7-day term.
Group pricing is a flat rate per person, always — a bigger group never gets a bigger discount. No auto-scaling mid-term: if a trip runs long, the group's admin renews or upgrades; otherwise the group reverts to Free when the term ends.
Individual and Group unlock the identical feature set. The only difference is who's covered.
| Feature | Free | Paid |
|---|---|---|
| Usage limits | ||
| Add expenses | 5 / day | Unlimited |
| OCR bill splitting | — | Unlimited |
| View activity | Last 7 days | Full history |
| Add friends | Up to 3 | Unlimited |
| Create groups | 1 group, up to 3 members | Unlimited |
| Reports & reminders | ||
| Export & share (PDF) | 2 / week | Unlimited |
| Settle-up reminders | Normal nudges | Proactive nudges * |
| Settlement optimizer | — | Fewest transactions to settle |
| Biometric app lock | ✓ | ✓ |
| Support | Standard / FAQ | Priority |
* Normal nudges are passive — an in-app badge you'll see if you happen to open the app. Proactive nudges are the app reaching out on its own: a push notification a few days after an unsettled expense, escalating if it's still open a week later, and a heads-up right before a Group plan's term ends.
Subscription payments are handled by Cashfree, an RBI-authorised payment gateway. Splik never sees or stores your card or UPI details.
Individual auto-renews — cancel anytime and you keep access until the paid period ends. Group never auto-renews — it just expires at the end of its term unless the admin renews it.
Subscription fees aren't refunded once charged, including unused partial periods. Full details in our Refund & Cancellation Policy.